Responsible for the management of offshore underwriting resources
Comprehensive review of income, credit, liabilities, and assets for accuracy and adherence to guidelines
Ensure hight quality underwriting production and adherence to company policies
Manage daily tasks and assignments as a hands-on manager
Ensure team members are fully trained in company philosophy and policies
Conduct underwriting review process to minimize risk
Train, coach, and supervise underwriters
Requirements
7+ years of related experience in Residential Mortgage Loan Underwriting or similar field
High school diploma required; Bachelor's degree in related field preferred
Previous leadership experience required
Intermediate to advanced knowledge of residential mortgage industry in Correspondent or Retail Lending
Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
Advanced knowledge of mortgage loan products, lending principles and regulatory compliance
Extensive understanding of mortgage lending principles and underwriting guidelines, including FHA, VA, and conventional loans, loan processing and automated underwriting systems
Knowledge of mortgage lending principles and underwriting guidelines including self-employed borrowers, partnership, corporation tax return analysis, Appraisal Reviews, condo project reviews, Trust, Leasehold and Power of Attorney documentation
Intermediate to advanced experience in understanding and knowledge of technology that supports mortgage banking, Encompass (LOS) and core systems and MS Office products
Advanced speaking and writing communication skills