Reporting directly to the Corporate Controller, the Bank Controller will own the accounting function for Mercury's banking entity.
Design and implement the Chart of Accounts, general ledger structure, and subledger architecture for the bank entity in accordance with call report and regulatory reporting requirements
Establish bank-specific accounting policies covering investment securities (ASC 320/326), loan accounting, interest income accruals, ALLL/ACL methodology, and fee recognition
Lead preparation of FFIEC Call Reports (FFIEC 031/041), FR Y-9C, and other regulatory financial submissions on a quarterly basis
Serve as the primary accounting subject matter expert in regulatory examinations (OCC, FDIC, Federal Reserve), responding to examiner requests and managing remediation items
Review the bank entity's standalone GAAP financial statements, including the balance sheet, income statement, and notes
Lead the bank's relationship with external auditors, coordinating the annual audit and interim reviews for the bank entity.

10+ years of progressive accounting experience with meaningful time in banking
Deep familiarity with bank regulatory accounting, including Call Report preparation and GAAP as applied to insured depository institutions
Strong technical accounting skills across investment securities (ASC 320/326), credit losses (CECL/ASC 326), interest income, and intercompany accounting
CPA required
Strongly preferred
Prior exposure to OCC, FDIC, or Federal Reserve examinations in an accounting or controllership capacity
Hands-on experience building or materially transforming a bank accounting function or experience with a de novo bank charter, bank acquisition, or bank conversion
Big Four public accounting background with a financial institutions practice.

The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.
Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry.

Bank Controller

Key skills