About this role
Role Overview
- Oversee and manage the Know Your Customer (KYC) onboarding process for new customers and update existing ones across Senegal.
- Ensure compliance with local and international regulatory requirements related to customer identification and verification, including BCEAO and CENTIF directives.
- Implement and enhance transaction monitoring systems to detect and report suspicious activities within the Senegalese context.
- Conduct periodic reviews and assessments to ensure the effectiveness of transaction monitoring processes.
- Serve as the primary point of contact for AML/CFT matters in Senegal.
- Possess in-depth knowledge of Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) regulations in Senegal, including WAEMU directives, BCEAO instructions, and FATF recommendations.
- Develop and enforce AML/CFT policies and procedures tailored to the Senegalese regulatory environment.
- Stay abreast of the regulatory landscape governing the payments and financial services industry in Senegal and the wider WAEMU/ECOWAS zone.
- Interpret and communicate regulatory changes, especially those related to AML/CFT requirements, to relevant stakeholders within the organisation.
- Develop and implement compliance procedures specific to domestic and cross-border remittances in Senegal.
- Conduct regular risk assessments to identify and mitigate potential compliance risks within the Senegalese and WAEMU context.
- Report findings and compliance matters related to AML/CFT to different stakeholders in a clear and understandable manner.
- Provide training to staff on compliance policies, procedures, and regulatory requirements, with a specific focus on AML/CFT in the Senegalese market.
Requirements
- Bachelor's degree or higher in Law, Finance, Economics, or a related field; a degree from a Senegalese or WAEMU-region institution is an advantage.
- Professional certifications are a must: CAMS, ACAMS, ICA, or an equivalent qualification recognised in Francophone Africa.
- 4–6 years of experience in a compliance role within the banking, fintech, or financial services sector, ideally with exposure to the WAEMU/ECOWAS region.
- Proven experience in compliance related to payments, remittances, and mobile financial services (mobile money, Wave, Orange Money, etc.).
- Hands-on experience in building or implementing compliance-related automations (e.g., workflows, alerts, reporting systems).
- Familiarity with the regulatory frameworks applicable to payment services in Senegal, including BCEAO regulations on electronic money institutions.
- In-depth knowledge of KYC processes, transaction monitoring, and AML/CFT regulations in Senegal and the WAEMU zone.
- Strong analytical and problem-solving skills.
- Fluency in French is required; proficiency in English is a significant advantage; knowledge of Wolof or another local language is appreciated.
- Ability to collaborate effectively with global teams in a remote-first environment.
Benefits
- Flexibility: we have flexible schedules and we are driven by performance.
- Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
- Referral bonus program: our internal talents are the best recruiters
- refer someone ideal for a role and get rewarded.
- Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
- dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!