As Manager, Credit Structures, you will be a credit professional providing innovative credit solutions, professional value-added advice, and credit expertise to Private Banking clients
You will be responsible for Private Banking client credit relationships and focused on winning as One RBC by introducing clients to the right solutions, partners, and capabilities at the right time
Provide high-end relationship management and credit advice to high net worth Canadians following all five principles of the Black Card Experience
Deliver a superior, professional, best-in-class credit experience through excellence in completing deep-discovery conversations with clients regarding their credit needs, analyzing the various options while leveraging the tools at your disposal, and presenting solutions centered on credit advice
Provide proactive credit advice to all Private Banking clients and develop innovative and creative credit solutions
Prepare and submit comprehensive and accurate credit proposals for approval with a sense of urgency, supported by required due diligence and analysis of financial statements
Lead the discussion with clients around mortgage renewals and process client requests
Proactively manage credit renewals by submitting files within deadlines

A minimum of 5 years of experience in credit granting to personal and/or business clients
Proven ability to analyze financial statements
Excellent written and verbal communication skills in both English and French
Superior client relationship management skills
Knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards (nice-to-have)
Experience working with high net worth clients (nice-to-have)
Experience in Commercial and/or Capital Markets (nice-to-have)

A comprehensive Total Rewards Program including bonuses, flexible benefits, and competitive compensation
Leaders who support your development through coaching and managing opportunities
Ability to make a difference and lasting impact
Work in a dynamic, collaborative, progressive, and high-performing team

Manager, Credit Structures – Private Banking

Key skills