Develop, maintain and continuously improve the company’s compliance framework, policies and procedures.
Oversee AML/CFT program: customer due diligence (CDD/KYC), enhanced due diligence (EDD), ongoing transaction monitoring, suspicious activity identification and reporting.
Manage sanctions screening oversight and politically exposed persons (PEP) controls.
Conduct enterprise‑wide compliance risk assessments; identify regulatory risks specific to leasing, secured lending and other retail/wholesale finance products.
Ensure compliance with data protection (LGPD) requirements in customer onboarding, processing and storage of personal data.
Prepare, submit and follow up on regulatory filings and disclosures to Banco Central do Brasil (BCB), UIF and other supervisory bodies.
Act as primary liaison in regulatory examinations, audits and inspections.
Deliver compliance training and awareness programs for employees.
Monitor regulatory developments and advise business and senior management on required actions.
Support product launches and business initiatives by providing compliance review and sign‑off.

Bachelor’s degree in Law, Finance, Business Administration, Economics, or related field.
Advanced degree or compliance certification desirable (e.g., CAMS, CRCM, CCEP).
Minimum 5+ years of compliance experience in financial services, preferably within banking/credit institutions, across multiple LATAM jurisdictions.
Demonstrated knowledge of Brazilian regulatory framework for financial institutions (Banco Central do Brasil rules, UIF/COAF requirements, Lei de Lavagem de Dinheiro, Lei Anticorrupção, LGPD).
Demonstrated knowledge of Latin American regulatory environments (excluding Brazil) and practical experience implementing compliance programs in at least two LATAM countries.
Proven track record in AML/CFT programs, KYC processes, transaction monitoring, sanctions and PEP screening cycles and STR filing.
English and Portuguese (required) for this role.
Experience managing regulatory relationships preparing regulatory reports, remediations and responding to examinations and inquiries.
Ability to work with legal, risk, operations, product and IT teams; strong project management capability.
Familiarity with compliance monitoring tools, transaction monitoring systems, screening platforms and regulatory reporting systems.

Health & Wellbeing We strive to provide our team members and their loved ones with a comprehensive suite of benefits that supports their physical, financial and emotional wellbeing.
Personal & Professional Development We also invest in your career because the better you are, the better we all are.
Unconditional Inclusion We are unconditionally inclusive in the way we work and celebrate individual uniqueness.

Compliance Officer

Key skills