Develop, maintain and continuously improve the company’s compliance framework, policies and procedures to ensure adherence to applicable Brazilian laws and regulations, internal standards and market best practices
Oversee AML/CFT program: customer due diligence (CDD/KYC), enhanced due diligence (EDD), ongoing transaction monitoring, suspicious activity identification and reporting
Manage sanctions screening oversight and politically exposed persons (PEP) controls in accordance with national and international lists
Conduct enterprise‑wide compliance risk assessments; identify regulatory risks specific to leasing, secured lending and other retail/wholesale finance products; propose and implement mitigation measures
Ensure compliance with data protection (LGPD) requirements in customer onboarding, processing and storage of personal data
Prepare, submit and follow up on regulatory filings and disclosures to Banco Central do Brasil (BCB), UIF and other supervisory bodies
Act as primary local regulatory liaison, supports business growth with compliant solutions, and drives a strong compliance culture across markets
Deliver compliance training and awareness programs for employees
Monitor regulatory developments and advise business and senior management on required actions
Support product launches and business initiatives by providing compliance review and sign‑off

Bachelor’s degree in Law, Finance, Business Administration, Economics, or related field
Advanced degree or compliance certification desirable (e.g., CAMS, CRCM, CCEP)
Compliance experience in financial services, preferably within banking/credit institutions, across multiple LATAM jurisdictions with direct exposure to regulated leasing/loan products
Regional expertise: Knowledge of Brazilian regulatory framework for financial institutions (Banco Central do Brasil rules, UIF/COAF requirements, Lei de Lavagem de Dinheiro, Lei Anticorrupção, LGPD)
Knowledge of Latin American regulatory environments (excluding Brazil) and practical experience implementing compliance programs in at least two LATAM countries
Proven track record in AML/CFT programs, KYC processes, transaction monitoring, sanctions and PEP screening cycles and STR filing
Experience managing regulatory relationships preparing regulatory reports, remediations and responding to examinations and inquiries.

Compliance Officer

About this role