Accountable for managing a portfolio of accounts
Review and recommend credit decisions
Partner with the Relationship Manager to meet with clients and participate in business Development calls
Assess prospective client's viability for credit
Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants value collateral
Generate commitment letters
Responsible for providing business partners credit lending policy interpretation
Perform final risk rating analysis
Capture and document credit decisions, conditions, and modifications
Collaborate with the Credit Analyst to perform Portfolio management duties
Communicate directly with clients regarding credit events and actions as needed
Work independently to pitch the most complex deal structures
Serve as a subject-matter-expert and mentor to more junior PMs and Credit Analysts

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
At least 8 years credit analysis and/or loan review experience in Commercial Banking
Highly proficient analytical skills, critical thinking and communication skills
Professional presence (client-facing)
Experience managing an advanced commercial client portfolio with a great deal of complexity
Ability to partner with all deal stakeholders including clients, relationship manager and credit teams
Expertise in financial and risk analysis, including financial modeling
Proficient with technology and ability to learn new applications.

Our Total Rewards include comprehensive benefits and differentiated compensation offerings
Health insurance
Retirement plans
Paid time off
Flexible work arrangements
Professional development
Bonuses
Employee recognition programs

Senior Commercial Portfolio Manager

Key skills