The CCO/MLRO is responsible for establishing and maintaining a comprehensive compliance framework covering regulatory compliance, AML/CFT obligations, conduct risk, and consumer protection.
The role oversees compliance with prevailing UAE AML/CFT Laws, Regulations & Standards, CBUAE regulations including the Stored Value Facility Regulation (2020), Market Conduct Regulation (2023), and Consumer Protection Regulation (2021) and Exchange Business Regulations (2025).
Responsibilities include regulatory liaison, monitoring of systems, and reporting through the Paysend Notification Gateway (PNG) and goAML platforms.
The MLRO will also ensure continuous employee training, timely reporting of suspicious transactions, and proactive risk mitigation through structured internal controls.
The CCO/MLRO has the following responsibilities vis-a-vis the compliance program: Regulatory ownership & external liaison, Compliance & governance framework, Customer-fund safeguarding & operational controls, AML/CFT & Financial-Crime program, Tech-enabled compliance & product advisory, Incident & complaint management, Training, culture & stakeholder influence.

8-10+ years of experience in a same or similar position with a similar financial institution, preferably FinTech or payment institution
Bachelor's degree in business, Finance, Law, or a related field
Relevant certifications in compliance and AML (e.g., CAMS, ACAMS)
Compliance Management, Regulatory Compliance, and Legal Compliance skills
Analytical Skills for interpreting and implementing regulations and understanding of regulatory requirements and compliance frameworks
Experience in working with regulatory authorities (CBUAE/DFSA/ FSRA/ SCA)
Strong attention to detail and organizational skills
Able to work under pressure and manage own workload
Strong people skills and the ability to interface with all levels within the corporation and various business units
Demonstrated excellent verbal, interpersonal, and written communication

Chief Compliance Officer – MLRO

Key skills