Senior Portfolio Monitoring Analyst

Role Overview

• The Senior Portfolio Monitoring Analyst performs a variety of advanced underwriting functions which generally include the monitoring and servicing of existing and new accounts by reviewing, validating, reconciling, and trending tested financial covenants and borrowing base certificates.
• Frequent analysis and presentation of covenant compliance and financial performance trends to Underwriters, Account Officers, and other company personal is required.
• Responsible for the monitoring of a designated portfolio and should possess an advanced understanding of financial statement analysis.
• Frequently will assist in spreading financial statements for Production Agriculture, Agribusiness, and Capital Markets accounts.
• Independent decision-making is required.
• This role would also maintain and manage a small portfolio of credits focusing on Production Agriculture, Agribusiness, and Capital Markets.
• Responsible for analyzing and evaluating loan applications, approving loans within delegated authorities, and recommending loans for approval to the loan committee.

Requirements

• Bachelor’s degree preferred, majors in Accounting, Finance, Business, Agribusiness, or related fields required, or a minimum of six (6) years’ experience in a similar role in lieu of a degree.
• General knowledge of agriculture and/or agribusiness is required.
• Previous work/internship experience with a customer facing role is preferred.
• Demonstrated familiarity with accounting principles, banking policies, procedures, and processes is required.
• Strong analytical and statistical skills to validate, evaluate, prioritize, and categorize data in various formats is required.
• Self-starting approach to work, great attention to detail and pride in accurate work is required.
• Strong organization and prioritization skills is required to thrive in our fast-paced environment.
• Proficient in Microsoft Office Suite programs.
• Must have the ability to communicate effectively, both verbally and written.

Benefits

• Commitment to agriculture and the communities we serve
• Family friendly work environment
• Investment in employee development
• Medical, Dental and Vision coverage
• Outstanding 401k – automatic 3% employer contribution, plus match up to 6%
• Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time)
• Competitive Incentive Compensation Plan
• Disability & Life Insurance
• Employee mental, physical, and financial wellness programs