Contribute to the underwriting of a profitable and risk adverse portfolio through effective communication and decision-making within the boundaries of designated authority
Assist Underwriters with business development and growth through the building of relationships with assigned producers and wholesalers
Review and analyze exposures to make independent decisions regarding the risk selection for submissions and renewals
Manage to production standards, maintain file documentation, and ensure compliance with internal and external regulations and guidelines
Communicate with agents in order to complete defined underwriting tasks to include obtaining missing information, clarifying account information and negotiating within authority limits
Provide support to Underwriters for all lines of business post bind business production
Pull financial and other industry reports to assist underwriters with territory review
Review submission files for complete information, evaluate coverage selections, and review pre-qualification details for underwriters
Assist Underwriters in identifying loss drivers of the book of business as well as growth opportunities with the assigned territory
Participate in continuous improvement by generating suggestions, following appropriate procedures, and performing basic underwriting analysis
Identify opportunities for process improvement and develop strategies to present to management

High school education or equivalent
Associate or Bachelor’s degree in business administration, finance or related field preferred; equivalent relevant work experience
One (1) year experience in the Property & Casualty insurance industry
General knowledge of common terms, practices, processes and regulations in the insurance industry
Insurance Industry course work completion preferred
Effective written and verbal communication skills
Proficient typing and data entry skills
Proficient in use of Microsoft Office suite including Basic Excel skills, Intermediate Word and Outlook skills
Effective analytical, problem-solving and decision-making skills
Strong attention to numeric and other details
Strong customer service orientation
Adaptability to meet changing business needs
Organizational skills and ability to manage large work volume and meet tight deadlines

Competitive base salary plus incentive plans for eligible team members
401(K) retirement plan that includes a company match of up to 6% of your eligible salary
Free basic life and AD&D, long-term disability and short-term disability insurance
Medical, dental and vision plans to meet your unique healthcare needs
Wellness incentives
Generous time off program that includes personal, holiday and volunteer paid time off
Flexible work schedules and hybrid/remote options for eligible positions
Educational assistance

Underwriting Associate

Key skills