About this role

Analyzes credit information to support lending decisions and processes for new and existing Dealer Finance commercial banking loans and credit solutions.
Makes credit decisions and recommendations in compliance with bank policies and procedures.
Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies.
Assesses client repayment capacity using financial models and analytical tools.
Signs off on new, renewal and extension loans within delegated authority.
Monitors portfolio to identify deteriorating credit conditions and compliance.
Evaluates portfolio performance and recommends capital allocation strategies to optimize returns.

Preferred 5 – 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
Bachelor's degree required; Business Administration, Finance and Accounting preferred.
Deep knowledge and technical proficiency gained through extensive education and business experience.
Foundational level of proficiency: Structuring Deals
Advanced level of proficiency: Problem Solving, Collaboration, Detail-Oriented, Customer Service, Loan Structuring, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations.
Expert level of proficiency: Financial analysis

VP, Portfolio Manager – Commercial Banking Dealer Finance

Key skills