Key skills
Risk Management
About this role
Role Overview
- Closes varied and more complex loans without supervision and disburses loan funds.
- Prepares and/or reviews all loan documents for completeness and accuracy with discretion.
- Independently weighs financial risks.
- Independently reviews documentation and verifies work processes to ensure completeness, accuracy and conformance to established service levels and applicable policies and procedures.
- Reviews complex loan-closing documentation based on approval documentation.
- Responsible for sharing best practices with team members and recommending process improvements.
- Represents department on projects and initiatives.
- Participates on deal team with negotiations of the legal documentation.
- Reviews and validates due diligence associated with project or transaction with discretion.
- Partners with internal and/or external business partners to route communications, documents or other action items to complete transactions.
- Identifies and may address exceptions; escalates appropriately.
- May interact with customers and/or have assigned accounts or portfolios.
- Provides responses and documentation to inquiries and ad hoc requests.
- Completes loan set up sheets and other necessary documentation for entry into the bank's loan system.
- May schedule time frames at discretion for loan closings in light of loan commitments and customer needs.
Requirements
- 2+ years of relevant professional experience
- Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions
- Able to leverage that information in creating customized customer solutions
- Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
- Capital Management
- Compliance Requirements
- Corporate Accounting
- Credit Assessment
- Customer Experience (CX)
- Customer Solutions
- Documentations
- Due Diligence
- Process Improvements
Benefits
- medical/prescription drug coverage (with a Health Savings Account feature)
- dental and vision options
- employee and spouse/child life insurance
- short and long-term disability protection
- 401(k) with PNC match
- pension and stock purchase plans
- dependent care reimbursement account
- back-up child/elder care
- adoption, surrogacy, and doula reimbursement
- educational assistance, including select programs fully paid
- a robust wellness program with financial incentives
- maternity and/or parental leave
- up to 11 paid holidays each year
- 9 occasional absence days each year, unless otherwise required by law
- between 15 to 25 vacation days each year, depending on career level; and years of service