Manage transactions and business portfolio tasks
Review and recommend credit decisions
Meet with clients and participate in business development calls
Assess prospective client's viability for credit
Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
Generate commitment letters
Provide business partners credit lending policy interpretation
Perform final risk rating analysis
Capture and document credit decisions, conditions, and modifications
Collaborate with the Credit Analyst to perform portfolio management duties
Communicate directly with clients regarding credit events and decisions as needed
Work independently to pitch complex deal structures
Subject-matter-expert, mentor to junior PMs and Credit Analysts

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
At least 8 years credit analysis and/or loan review experience in Commercial Banking
Highly proficient analytical skills, critical thinking and communication skills
Professional presence (client-facing)
Experience managing an advanced commercial client portfolio with a great deal of complexity
Ability to partner with all deal stakeholders including clients, relationship manager and credit teams
Expertise in financial and risk analysis, including financial modeling
Demonstrated expertise in using effective problem solving
Proficient with technology and ability to learn new applications.

Senior Commercial Portfolio Manager

Key skills