Analyze insurance coverage for commercial loans in accordance with Investor guidelines
Assist borrowers in acquiring appropriate coverage
Inform, and educate borrowers about coverage, exclusion, and exposure
Provide technical support to Production/Underwriting/Closing staff specifically in analyzing borrower needs against investor guidelines and risk to the company
Review Investor insurance guidelines and loan documents to establish baseline requirements
Review Appraisals, Engineering, Seismic, and Phase I Environmental Reports and Lender Requirements to determine loan-specific insurance requirements
Perform review of insurance certificates, policies, statement of values and invoices to determine compliance with Investor guidelines
Process Insurance waivers/Exceptions with supporting documentation for non-compliant insurance issues
Resolve non-compliant insurance issues with borrowers and insurance agents
Work closely with Production, Underwriting, Closing and External Consultants to approve coverages while meeting tight deadlines
Perform other duties as assigned

Bachelor’s degree or equivalent experience
1+ years of insurance experience preferred
Professional designations such as CIC, CPCU, ARM, AU, ANIS, Property & Casualty license, or equivalent is preferred
Ability to work as a part of a team, while providing a strong individual contribution
Excellent attention to detail, judgment, flexibility, accountability and dependability
Ability to work in high volume work environments, with strong ability to prioritize workload
Requires excellent communication skills, written and oral, through all levels of the organization
Strong time management and organizational skills
Clear knowledge of Commercial Insurance Coverage –Property, (including Flood, Wind, Earthquake and Terrorism), General Liability (including Workers Comp and Auto), Professional Liability and Umbrella/Excess Liability Insurance

Up to 83% subsidized medical payroll deductions
Competitive dental and vision benefits
401(k) + match
Pre-tax transit and commuting benefits
A robust health and wellness program – earn cash rewards and gain access to resources that promote health, engagement, and balance
Paid maternity and parental leave, as well as other family paid leave programs
Company-paid life, short and long-term disability insurance
Health Savings Account and Healthcare and Dependent Care Flexible Spending
Career development opportunities
Empowerment and encouragement to give back – volunteer hours and donation matching

Pre-Closing Insurance Analyst

Key skills