Key skills
Risk ManagementCommunication
About this role
Role Overview
- Conduct detailed credit analyses by gathering, reviewing, and interpreting financial and credit information, including credit reports, industry research, tax returns, and related documentation.
- Input and maintain accurate credit data within tracking, reporting, and database systems.
- Prepare clear, well-documented credit analyses and reports for stakeholders responsible for new loan approvals, renewals, and extensions.
- Independently make credit decisions within a high-volume production environment.
- Monitor customer accounts and loan portfolios to identify emerging risks, credit issues, or adverse trends.
- Support risk management efforts by proactively identifying potential credit exposure and minimizing loss.
- Build, maintain, and utilize databases and analytical tools to support portfolio analysis and reporting.
- Provide credit-related information and respond to internal or external credit inquiries as appropriate.
Requirements
- Bachelor's degree, or equivalent work experience
- Two to three years of related experience
- Basic knowledge of credit and risk analysis, economics, accounting and finance
- Strong analytical skills
- Effective verbal and written communication skills
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law