Senior Director, Commercial Risk Review

Role Overview

• Leading and coaching a team of senior credit reviewers in providing assurance coverage of individual portfolios within the Commercial Bank
• Overseeing the comprehensive review and continuous monitoring execution of reviewable entities and key risk areas, including: Analyzing portfolio composition to identify risks and provide an opinion on portfolio quality
• Facilitating the identification of gaps in policy, processes, and risk rating models
• Identifying key and emerging risks
• Reviewing transactional testing to assess the appropriateness of client selection, quality of underwriting, effectiveness of borrower monitoring and accuracy of risk ratings
• Providing supervisory oversight to Targeted Reviews
• Overseeing the completion of quarterly Business Assessment Reports
• Communicating results to executive level management, regulators and stakeholders
• Building and maintaining effective working relationships across all three lines of defense
• Acting as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders
• Providing business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results
• Having a strategic voice for the overall Commercial Credit Review function
• Part of the extended leadership team for the entire Credit Review organization
• Supporting the development of the Credit Review Annual Plan and quarterly plans
• Continuously reviewing and improving the credit review process, identifying opportunities to streamline existing operations and enhance efficiency
• Ensuring the team follows Credit Review guidelines, policies and best practices
• Conducting talent management, including completion of performance reviews, setting clear goals and development of team members

Requirements

• Bachelor’s degree or military experience
• At least 10 years of transactional credit experience in underwriting, workout, risk management, credit review or regulatory
• Master’s degree (preferred)
• Certified Financial Analyst (CFA) OR Certified Public Accountant (CPA)
• Ability to support conclusions through fact-based analysis and ability to influence senior leaders; strong written and verbal communication skills
• Excellent credit analysis and financial analysis skills
• Strong organizational skills
• Ability to manage multiple complex tasks while delivering high quality results
• Leadership experience and strong leadership skills
• Demonstrated experience in identifying, assessing and reporting on existing and emerging risks
• Experience with direction applicability to Credit Review responsibility
• Ability to navigate across a large organization and work with cross-functional teams

Benefits

• comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being