Key skills
CCommunicationSales
About this role
Role Overview
- Review initial loan application packages from Sales to determine eligibility and additional required documentation.
- Structure loan package to fit within minimum requirements of products available.
- Have knowledge of Business and Personal Tax Returns, Interim Financials, Bank Statements etc.
- Decision loan files (decline, suspend, or submit for approval).
- Run all background checks for business and merchants.
- Review 3rd party reports (Credit report, Business Experian, CAIVRS etc.).
- Sets-up calls and discusses file with client (initial interview).
- Review completed file for underwriting.
- Ensure all information is received prior to underwriting.
- Underwrite the transaction and prepare package for third party approval.
- Perform other duties as assigned to support the efficient and effective operation of the department and that help to make Lendistry the best place to work!
Requirements
- Minimum 8+ years of relevant experience and in-depth understanding of SBA, Commercial C&I and real estate financing, and closing, procedures.
- Expert knowledge of SBA Standard Operating Procedures.
- Minimum bachelor’s degree.
- Finance, accounting, or Business Administration focus is preferred.
- Ability to manage and underwrite complex transactions with limited guidance.
- Strong knowledge of financial services.
- Outstanding communication and relationship management skills.
- Excellent verbal and written communication skills.
- Advanced computer proficiency.
- Ability to travel, work flexible schedules, and cover different locations, if requested.
- Bilingual English-Spanish preferred.
- Attain customer satisfaction.
- Ability to structure and analyze complex commercial credit transactions.
- Excellent verbal and written communication skills.
- Sophisticated word processing and computer database skills, especially in Microsoft Word and Excel.
- Thorough knowledge of accounting principles, financial statement analysis, and banking operations and regulations.
- Good interpersonal skills with the ability to work effectively with individuals and groups at all organizational levels.
- Ability to work independently and as part of a team.
- Strong analytical ability with active listening skills.
- Willingness to adapt to changing business needs and deadlines, including extended work hours.
- Exhibit a professional, business-like appearance and demeanor.
Benefits
- Comprehensive Medical, Dental, and Vision Insurance
- Generous Paid Time Off
- Birthday Day Off
- 12 Paid Company Holidays
- 401(k) Match
- FSA and HSA
- Paid Life Insurance
- Paid Disability Insurance
- Pet Insurance
- Employee Assistance Program (EAP)
- Professional Development Courses
- In Office Provided Snacks and Drinks
- Gym Facilities (LA & Tustin/CEC Offices)
- In Office Engagement Activities