Commercial Portfolio Manager II

Role Overview

• The Portfolio Manager II is responsible for managing a portfolio of commercial loans and underwriting transactions.
• This position is accountable for the ongoing review and analysis of financial statements and proactive portfolio monitoring to ensure a comprehensive understanding of borrower performance and risk profile.
• Partners closely with Relationship Managers and Credit Risk throughout the deal lifecycle.
• Responsibilities include covenant structuring and analysis, collateral evaluation, risk rating assessment, and the preparation of sound, well-supported credit recommendations.
• Expected to be anticipatory, forward-focused, independent, transparent, and collaborative in the identification, communication, and management of risk.
• Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined.
• Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience.
• Achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

Requirements

• Bachelor’s degree in Finance, Business Administration, or related field.
• Minimum of 6 years of experience in portfolio management, commercial banking, or related discipline.
• Strong understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation.
• Strong analytical skills and critical thinking skills.
• Strong verbal and written communication skills.
• Professional presence (client-facing).
• Strong interpersonal and communication skills with the ability to collaborate effectively with business and risk partners.
• Expertise in financial and risk analysis, including financial modeling.
• Demonstrated expertise in using effective problem solving.
• Proficient in technology and ability to learn new applications.
• Ability to manage multiple projects and meet deadlines.

Benefits

• Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
• Extensive benefits programs designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.