Senior Product Manager – Commercial Lending

Pathward is a financial empowerment company dedicated to creating financial inclusion for all. As a Senior Product Manager, you will shape and scale modern lending products within a regulated banking environment, focusing on improving credit quality and enhancing the lending lifecycle through innovative solutions.

Responsibilities:

• Define and drive product strategy for high-impact lending products
• Translate ambiguous business goals into clear product vision and measurable outcomes
• Apply Jobs-to-be-Done thinking and systems-level problem solving to uncover real customer and operational pain points
• Lead discovery, experimentation, and validation before committing to build
• Design products that balance innovation with regulatory and risk expectations in a banking environment
• Partner deeply with technology, credit, operations, and compliance to deliver scalable, high-impact products
• Leverage AI and modern tooling to improve decisioning, automation, data visibility, and workflow efficiency
• Continuously measure impact and iterate based on outcomes — not activity

Requirements:

• 5+ years in product management, ideally within fintech, lending, embedded finance, or regulated financial services
• A strategic thinker who sees systems, not just features
• Comfortable working with AI, APIs, automation tools, and modern product platforms
• Energized by ambiguity and motivated by building products that meaningfully change how work gets done
• Able to challenge assumptions and think beyond traditional banking processes
• Outcome-driven and intellectually curious
• Collaborative and influential across executive, technical, and operational audiences