Cornerstone Home Lending, a division of Cornerstone Capital Bank, is a national home lender known for its exceptional service and employee satisfaction. The Production Support Risk Assessment Manager will analyze risks related to loan salability and support production staff in facilitating on-time closings, while also providing training and collaborating with various teams.
Responsibilities:
- Maintain South Production Support queue. Respond to questions and discuss with all appropriate parties within the parameters set by the Managing Director of Operations
- Ability to perform complex tax returns(s) and income evaluations for all loan types
- Have the ability to analyze and advise on the structuring of loans; investor/agency guidelines for production and support staff
- Collaborate with Underwriting, Loan Officers, and Operations Staff
- Research guidelines and distribute them to the region. Additionally, conduct in-depth research on agency and investor guidelines
- Assist in the resolution of post-closing deficiencies
- Create and present educational training PowerPoints for monthly calls
- Participate in group calls, meetings, and training courses as required
- Create Initial Broker Disclosure Loan Disclosures
- Perform other job-related duties and special projects as assigned by the South Operations Director
Requirements:
- Bachelor's degree or equivalent work experience
- Minimum of 8 years of mortgage experience, including underwriting and/or originating, and knowledge of agency and investor guidelines
- Experience with Word, Excel, and PowerPoint applications
- Ability to structure loans and make time-sensitive and risk-based decisions
- Ability to research effectively and be solution-oriented
- Ability to work well with people is important
- Requires strong verbal and written communication skills and the ability to research effectively to make reasoned decisions quickly
- Must have a strong knowledge of agency/investor guidelines and industry standards
- Someone who has been in frontline Underwriting in the past 5 years