Analyst I, Merchant Risk

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Merchant Risk Analytics team is looking for an intelligent, driven individual to support merchant onboarding and ongoing portfolio monitoring through data analysis and modeling workflows, while collaborating closely with cross-functional partners.

Responsibilities:

• Support merchant onboarding and ongoing portfolio monitoring through data analysis, modeling and automation workflows
• Detect and monitor fraud across the network, responding quickly to emerging risks
• Contribute to the development and improvement of scalable monitoring frameworks, controls, and reporting
• Assist in identifying gaps and opportunities within existing risk processes
• Partner cross-functionally to translate risk requirements into data-driven strategies
• Leverage AI-assisted tools to accelerate analysis, automate workflows, and support the development of scalable, agentic merchant risk solutions