
Morristown NJ
Job Description:
>> Monitor and resolve issues in payment applications to ensure minimal downtime and adherence to SLAs
>> Provide L2L3 support for payment systems, addressing issues related to transaction failures, connectivity, and integrations with card networks
>> Troubleshoot and support end-to-end payment card transaction processes, including authorization, clearing, settlement, and reconciliation for credit and debit cards
>> Investigate and resolve disputes, manage chargeback processes, and ensure compliance with card network rules
>> Monitor and analyze transaction patterns using fraud detection tools support fraud prevention measures like tokenization, 3D Secure, and risk scoring systems
>> Perform updates, patches, and configurations for payment applications, ensuring security, PCI DSS compliance, and optimal performance
>> Analyze logs, debug code, and perform root cause analysis for issues in payment workflows
>> Communicate with internal teams and external clients to resolve payment, dispute, or fraud-related queries promptly
>> Use tools like Splunk or Dynatrace to monitor transaction success rates, system performance, and fraud trends generate reports for stakeholders
>> Maintain detailed records of incidents, resolutions, dispute cases, and system configurations for compliance and knowledge sharing
>> Identify opportunities to streamline payment processes, reduce chargeback rates, and enhance fraud detection through automation or system optimizations
>> Ensure adherence to payment industry standards and implement security practices to protect cardholder data
Requirements:
>> - 6-8+ years in application support, with 5+ years in the payment industry
>> - Proficiency in troubleshooting applications built on Java, .NET, or Python
>> - Strong SQLOracle skills for querying transaction and dispute data
>> - Expertise in APIs, web services (RESTSOAP), and middleware (e.g., Kafka, RabbitMQ)
>> - In-depth knowledge of payment protocols (e.g., ISO 8583, SWIFT) and EMV standards
>> - Comprehensive understanding of payment card lifecycle: authorization, clearing, settlement, and reconciliation
>> - Experience with dispute resolution, chargeback processes, and card network regulations
>> - Familiarity with regulatory standards (e.g., PCI DSS, PSD2, GDPR)
>> - Strong analytical, communication, and collaboration skills ability to handle high-pressure scenarios
>> - Proficiency with ITSM tools (e.g., ServiceNow, Jira), monitoring platforms