Principal Product Manager, Pricing Platform

Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. The Principal Product Manager will define and execute the strategy for the pricing platform, improving its reliability, scalability, and modularity while enabling pricing capabilities across unsecured, auto, and home lending products.

Responsibilities:

• Define and execute the long-term vision for Upstart’s pricing platform, enabling scalable and reusable capabilities across multiple loan products
• Improve the reliability, quality, and availability of pricing systems, reducing risk and preventing high-impact failures in a business-critical system
• Drive platform evolution from a complex, monolithic architecture toward modular, service-oriented systems that increase engineering velocity
• Partner with engineering, machine learning, and product teams across unsecured, auto, and home lending to enable new pricing capabilities and use cases
• Balance competing priorities across stakeholders, making principled tradeoffs between short-term business needs and long-term platform investments
• Identify and unlock opportunities to accelerate product development by improving platform primitives and reducing dependency bottlenecks

Requirements:

• BA/BS in Economics, Computer Science, Electrical Engineering, Mathematics, Statistics, a related technical field, or equivalent practical experience
• 5-7 years of product management experience
• Experience building or managing backend platforms or infrastructure systems
• Experience working with engineering teams on large-scale, complex systems
• Experience defining product requirements and driving execution for technical products
• The team operates on the East/West coast time zones
• Experience working on pricing systems, ads platforms, or similar optimization systems
• Experience evolving monolithic systems into modular or service-oriented architectures
• Experience working in machine learning, data science, or analytics-driven environments
• Experience operating in highly cross-functional environments with multiple stakeholders