System Analyst, Administrator – Cards Team

Role Overview

• Own end-to-end analysis, configuration, and maintenance of card issuing systems, including Tieto Card Suite and related card platforms
• Analyze business requirements and translate them into system configurations, functional specifications, and technical solutions
• Configure card products, transaction processing rules, fees, limits, tokenization, 3D Secure, and other card services
• Coordinate end-to-end solution delivery across card systems, payment platforms, core banking systems, and customer-facing channels
• Participate in card migration initiatives, product rollouts, and platform transformation programs
• Ensure compliance with key financial regulations including PCI DSS, PSD2, Basel III, IFRS, AML/KYC, and GDPR
• Investigate incidents, perform root cause analysis, and drive resolution of production issues
• Work closely with business stakeholders, vendors, Visa, Mastercard, and internal engineering teams to deliver solutions
• Define and manage system interfaces, integrations, and data flows between internal and external platforms
• Support release planning, testing activities, change management, and deployment coordination
• Optimize system configurations and operational processes to improve stability, performance, and customer experience
• Contribute to solution design, architectural discussions, and continuous improvement initiatives
• Support the adoption of new ways of working, promote end-to-end ownership, and strengthen collaboration across teams
• Participate in Agile ceremonies and collaborate with Scrum or Kanban teams to deliver iterative improvements

Requirements

• Experience working with the Tieto Card Suite or proven experience within the Card Issuing domain
• Strong understanding of card issuing processes, card lifecycle management, transaction processing, and scheme requirements
• Hands-on experience in system analysis, solution configuration, and functional design
• Experience working with Visa and/or Mastercard is highly desirable
• Understanding of card migrations, card platform transformations, or payment modernization programs is considered a strong advantage
• Knowledge of Hardware Security Modules (HSMs) and card security concepts is an advantage
• Understanding of APIs, system integrations, and data flows between banking platforms
• Working knowledge of SQL and database concepts
• Understanding of AWS or cloud-based environments is considered an asset
• Working knowledge of Java is a plus
• Strong understanding of the Software Development Lifecycle (SDLC)
• Experience preparing functional specifications, process flows, and solution documentation
• Strong analytical thinking, problem-solving abilities, and stakeholder management skills
• Experience working within banking, payments, or financial services environments
• Fluent English is required in spoken and written communication due to working on the Pan-Baltic level.

Tech Stack

• AWS
• Cloud
• Java
• SDLC
• SQL

Benefits

• Health insurance after the first 3 months in all three Baltic states
• Health days in case of absence due to sickness without a doctor's note needed
• Additional weeks of vacation for employees who have been in the company for 1 year or more
• Additional days off for volunteering purposes
• 30 fully paid calendar days for military training every year
• Access to tools and resources that help you feel good and be productive at work and in life
• Internal and external training programs, LinkedIn learning, workshops, conferences, online training
• Special offers & pricing for products and services provided by Luminor