Business Analyst Credit Card Lending Loan Origination mandatory Experi

IPolarity LLC is a Professional Services firm focused on providing strategic solutions in various industries. They are seeking an experienced Business Analyst with a strong background in Credit Card Lending and Loan Origination to gather and analyze business requirements, support testing, and collaborate with multiple teams to drive innovative lending solutions.

Responsibilities:

• Gather, analyze, and document business requirements for credit card application and loan origination processes
• Convert business requirements into user stories, acceptance criteria, and process/data flow diagrams
• Analyze loan origination funnel metrics and recommend process improvements
• Support User Acceptance Testing (UAT), defect triage, and production issue investigations
• Partner with Credit Risk, Compliance, Fraud, Product, and Engineering teams to deliver business solutions
• Maintain Business Requirement Documents (BRDs), functional specifications, and traceability matrices

Requirements:

• 10+ years of Business Analysis experience
• Banking or Financial Services domain experience
• Agile/Scrum methodologies
• Credit Card Lending
• Loan Origination Systems (LOS)
• Credit Decisioning & Underwriting Workflows
• Bureau Data Integration
• User Stories & Acceptance Criteria
• UAT & Production Support
• Strong communication and stakeholder management skills
• Knowledge of Reg B, FCRA, and KYC/AML regulations
• Process & Data Flow Documentation
• Experience working with Credit Risk and Compliance teams