Senior Product Manager, Credit & Pricing

Affirm is a financial technology company that offers consumers a clear, predictable way to pay over time without hidden fees. The Senior Product Manager, Credit & Pricing will lead strategy and product development for consumer credit, underwriting, merchant pricing, and loan economics, working cross-functionally to launch and scale products that improve financing experiences. The role focuses on data-driven decision-making, product experimentation, and partnerships across product, engineering, analytics, design, marketing, legal, capital, and commercial teams.

Responsibilities:

• Define and drive product strategy in collaboration with your peers in Credit & Pricing engineering, analytics, and go-to-market teams
• Define new products and features with specs and prototypes that enable merchants to offer consumers attractive financing terms
• Analyze the impact of product features and define metrics for success
• Establish yourself as a trusted partner of our Credit, Pricing, Commercial, Design, and Engineering teams to successfully launch and scale products
• Collaborate across product teams to support initiatives that interface with Affirm’s Credit & Pricing capabilities (e.g., international expansion, large merchant integrations, new product verticals, cost optimizations)

Requirements:

• • Motivation: You have a passion and drive to change consumer finance for the better
• • Analytical skills: You have a data-driven learning style and use quantitative information to make product decisions
• • Experimental mindset: You like to test and learn in a way that incorporates both customer needs and data. You must be comfortable operating autonomously and unafraid to learn/fail fast
• • Results: Experience shipping simple, elegant user-facing products with measurable impact to the bottom line
• • Product experience: Minimum 4+ years of prior product or relevant experience in consumer finance, payments, underwriting, and machine learning models
• • Bachelor's or Master's in Computer Science, or other related fields; or equivalent practical experience