Senior Product Manager, Credit & Pricing

Affirm provides clear, predictable ways for people to pay over time. The Senior Product Manager will lead the strategy and roadmap for merchant pricing products and platform capabilities, helping merchants improve financing adoption, conversion, and sales while supporting sustainable economics. The role also involves connecting pricing with consumer financing experiences, leading cross-functional decisions, and driving measurable business results through discovery and experimentation.

Responsibilities:

• Set the product direction. Own the roadmap for merchant pricing products and platform capabilities, prioritizing merchant needs, consumer value, and business impact
• Build products merchants adopt. Turn merchant insights into intuitive financing solutions. Partner with Commercial and Product Marketing to define the value proposition, launch products, and grow adoption
• Connect pricing to consumer experiences. Make financing offers clear and compelling across the shopping journey, and evolve capabilities to support personalized offers, incentives, advertising, and market expansion
• Lead complex product decisions. Align partners on tradeoffs across consumer experience, risk and Affirm’s business goals. Bring clear recommendations to senior leaders and drive decisions through execution
• Own measurable results. Lead discovery, experimentation, and iteration to improve merchant adoption, incremental sales, conversion, and profitability

Requirements:

• 5+ years in product management, including building and scaling B2B merchant products in payments, commerce, marketplaces, or related platforms
• You understand payment acceptance costs, conversion, incrementality, and merchant ROI, and translate those economics into product decisions
• You turn complex capabilities into intuitive experiences that build consumer understanding and trust
• You communicate product value, present compelling business cases, and influence merchants, executives, and cross-functional teams
• You combine research, data, and experimentation to measure incremental impact and evaluate growth and unit economics
• You partner effectively with engineers, bring structure to ambiguity, and drive products from strategy through launch and adoption
• Experience with pricing, financing, loyalty, incentives, or advertising is a plus