Senior Product Manager - Credit

Marqeta is hiring a Senior Product Manager for its Credit team to lead the evolution and strategy of its credit platform. The role shapes core services and APIs, defines product requirements, and coordinates cross-functional teams to deliver scalable credit products that meet client, business, and regulatory needs.

Responsibilities:

• Shape the Credit Platform Roadmap — Define and drive the multi-quarter strategy for credit platform core services, aligning prioritization with client needs, business objectives, and regulatory requirements
• Define Requirements That Scale — Author detailed product requirements and technical documentation that guide engineering teams building robust backend systems, APIs, and data models for credit account management and transaction processing
• Drive Cross-Functional Execution — Lead coordination across engineering, GTM, operations, legal, compliance, and risk to move new credit products and features from concept to market with rigor and accountability
• Influence System Architecture — Collaborate directly with engineering on architectural decisions that affect account management, transaction processing, and data integrity, bringing product perspective to design trade-offs
• Champion API Excellence — Ensure credit account APIs are designed for reliability, scalability, and seamless integration, enabling external customers to build confidently on the Marqeta platform
• Own the Product Roadmap — Align feature prioritization across the credit domain with broader business goals and client roadmaps, making and defending trade-off decisions with clarity
• Champion the Customer — Engage directly with external customers and internal stakeholders to surface needs, validate solutions, and ensure delivered features create measurable value
• Make Data-Informed Decisions — Use analytics and product metrics to identify platform gaps, measure feature impact, and continuously sharpen prioritization across the credit roadmap

Requirements:

• 5+ years of product management experience focused on credit cards or lending, with a track record of owning complex platforms or backend product areas end-to-end
• 5+ years of hands-on experience working with backend systems and APIs—able to engage fluently with engineering on system architecture, data models, and distributed services
• Deep technical acumen across APIs, distributed systems, and modern production environments, with the ability to evaluate architectural trade-offs and contribute meaningfully to technical discussions
• Exceptional communication skills—able to distill complex technical and regulatory topics into clear, actionable narratives for audiences ranging from backend engineers to external enterprise clients
• Demonstrated ability to influence and collaborate at all levels of the organization
• Working knowledge of regulatory and compliance considerations relevant to credit products, with comfort navigating legal and risk reviews as a core part of product delivery
• Familiarity with payment network rules, card scheme regulations, or broader payment technology best practices as they relate to credit product design and platform architecture