Product Manager: Finfra

Thatch is hiring a Product Manager for its Financial Infrastructure team. The role owns the strategy for the ledger, money movement, and banking systems, improves financial operations and economics, and supports development of new financial products in partnership with Engineering, Finance, and Compliance.

Responsibilities:

• Own the strategy and roadmap for Thatch's financial infrastructure, balancing reliability, unit economics, and new product opportunities
• Build and evolve our unified ledger, creating a trusted system of record for reconciliation, reporting, and treasury operations
• Make money movement more reliable and scalable, from premium payments and reimbursements to card transactions and banking integrations
• Improve the economics of how we hold and move funds, including treasury management, yield, and transaction costs
• Evaluate opportunities in card issuing, credit, and other financial products, making thoughtful decisions about what to build versus partner on
• Partner with Engineering, Finance, Operations, Legal, and Compliance to design systems that are scalable, auditable, and built to meet regulatory requirements

Requirements:

• 5+ years of product management experience building payments, banking, or financial infrastructure products
• Deep understanding of financial systems, including money movement, ledgers, reconciliation, or banking infrastructure
• Strong technical fluency, with experience working closely with engineers on APIs, data models, and system design
• Experience building in regulated environments where reliability, accuracy, and compliance are critical
• Strong product judgment and financial instincts. You understand the business impact of technical decisions and know how to navigate trade-offs
• A track record of owning complex products end-to-end, bringing clarity to ambiguity, and delivering meaningful results
• Building double-entry ledgers, reconciliation systems, or other core financial infrastructure
• Working with FBO or omnibus accounts, sponsor banks, or banking-as-a-service platforms
• Launching card issuing, credit, or lending products
• Improving treasury operations, float management, or payment economics
• Navigating complex integrations with banking and financial technology partners