Supports the commercial loan and deposit portfolio of one or more Relationship Managers providing quality underwriting, sound portfolio management, and superior client service.
Analyzes financial information to evaluate credit worthiness of new loan requests and on-going Portfolio Management activities.
Completes industry research, compiles commercial loan packages ensuring completeness and accuracy of information provided.
Guides the loan request through the Credit Approval Process and assures compliance with regulations.
Builds and maintains positive relationships with internal business partners and clients.
Requirements
Four-year degree in Business Administration, Finance, Accounting or related field
Minimum of 4-6 years of experience in credit analysis, commercial banking, business banking with at least 2 years of specific portfolio management and/or underwriting experience supporting Middle Market.
Familiarity with loan structuring and loan documentation is required.
Knowledge in accounting and lending principles
In-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures.