Title Examiner III

Role Overview

• Title Examiners are responsible for abstracting and examining documents from the public records and providing title opinions based on the facts and documentation
• This is achieved by using extensive title knowledge to examine the prior chain of title and all relevant documents for errors, identifying any title issues, & taking the necessary steps to ensure a clear title
• Responsible for providing accurate/ professional title commitments, while maintaining a high level of productivity in assessing risk and liabilities in accordance with policy provisions
• Examine title orders within company guidelines to determine the conditions of the title and insurability by considering the effect of documents such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates and other matters of record
• Analyze & evaluate pertinent record documents for determination of ownership, legal descriptions and any conjunction to title
• Explain chain of title, exceptions, and requirements to customers and managers
• Recognize title defects and formulate curative solution
• Assess risks and liabilities that may jeopardize the company, and bring these matters to the attention of the local title manager, state title manager or underwriter, as appropriate
• Maintain proper production levels and delivery standards on a daily basis
• Work closely with the customer and management to meet time requirements for options, and assist with answering questions
• Prepare an accurate and compressive title commitment in accordance with company examining and policy procedures
• Perform other duties assigned by manager
• Participates in special projects and miscellaneous duties as assigned by management

Requirements

• Minimum 8 years’ experience in retail purchase title examination in the state of Florida
• Produce a minimum of 4-5 average metes and bounds files daily OR 8-9 lot and block files daily
• Must be proficient in examining and mapping Florida metes and bounds and section land
• Demonstrate advanced knowledge of complex title matters including, but not limited to, probate, foreclosure, trusts, guardianship, bankruptcy, and tax deeds
• Exhibit excellent computer skills and ability to quickly learn new programs and processes
• Familiarity with title searching software required
• Knowledge of advanced underwriting policies and guidelines
• Knowledge of real estate law and title and escrow curative procedures
• Ability to research and reach reasonable decisions for requirements and exceptions on complex matters found through search exam
• Demonstrate ability to be flexible when learning new streamline procedures and guidelines to help improve the speed and accuracy of the search and exam process
• Effective communication skills, both verbal and written
• Organizational skills and ability to work within established time frames
• Ability to work in fast paced environment while maintaining control
• Excellent problem solving/critical thinking

Benefits

• Health, dental, and vision benefits
• Employer paid disability and life insurance
• Flexible spending accounts
• 401K with company match
• Paid time off and company paid holidays
• Wellness resources