Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan.
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities.
Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data.
Create and prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate.
Partner proactively with relationship managers (RM) and be intimately involved throughout the deal process to maintain timely and accurate risk ratings for a portfolio of commercial credits.
Ensure credit policy compliance by verifying adherence of underwriting to the Commercial Credit Policy.

Bachelor's degree in Accounting, Finance, Economics or related field
2 years experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis
Strong analytical skills with proficiency in financial modeling and analysis of credit metrics
Strong verbal and written communication skills
Critical thinking and problem-solving abilities
Attention to detail with a high level of accuracy
Strong organizational and time management skills
Ability to work independently and as a part of a team
Customer focused with strong interpersonal skills
Proficiency with Microsoft Office.

Senior Commercial Credit Analyst, Large Corporate

Key skills