Analyse financial information, counterparty credit risk, asset risk and security structure of corporate transactions brought in by the Business Development & Relationship teams
Prepare credit memorandum and approve within the DLA (Delegated Lending Authority) or refer with recommendation to Senior Credit Manager when outside the DLA
Manage & analyse SME credit application submitted via scorecard

2 + years' experience in similar commercial SME role ideally within auto finance environment (not essential)
Ability to review financial statements
Excellent interpersonal skills with a demonstrated ability to liaise with team members, staff across the business and external stakeholders
High degree of accuracy and attention to detail in relation to financial calculations, credit verifications and all matters associated with the preparation of credit memorandum
Good time management skills with ability to deliver to deadlines

Commercial Credit Risk Analyst – SME

Key skills