Senior Director, Internal Audit

Role Overview

• Develop and execute a risk-based internal audit plan aligned with company strategy, risk appetite, and state and federal regulatory expectations.
• Establish audit policies, methodologies, and a multi-year roadmap for a growing, multi-office organization.
• Present annual audit plans, findings, and risk assessments to the CFO and audit committee.
• Lead audits across the financing lifecycle, including:
• underwriting and credit decisioning
• funding and disbursement
• portfolio monitoring and servicing
• collections, recovery, and loss mitigation
• accounting and financial reporting
• Evaluate workflow, process, and control effectiveness across teams located in the U.S., Canada, and the Dominican Republic.
• Conduct audits focused on compliance with U.S. federal and state regulations, consumer protection laws (where applicable), fair lending expectations, and financial reporting requirements.
• Partner cross-functionally to create multiple ways to ensure consistent application of U.S. and/or local regulatory standards across international employee locations, as applicable.
• Oversee IT audits related to cybersecurity, access management, data integrity, vendor oversight, and controls for proprietary systems and credit models.
• Assess controls around the loan origination systems (LOS), CRM, data pipelines, and underwriting tools supporting operations.
• Identify emerging risks and provide insights on operational efficiency, control gaps, and process improvements.
• Serve as an independent advisor on major initiatives, including system modernization, automation, and process redesign projects tied to operations.
• Build and lead a high-performing audit team, including internal staff and strategic co-sourcing partners.
• Establish consistent audit documentation, workpapers, testing standards, and quality assurance processes across globally distributed teams.

Requirements

• 10+ years of internal audit experience, including at least 5 years in a leadership role.
• Background in specialty lending, fintech, or financial services serving U.S. customers.
• Experience with specialty lending, revenue-based financing, or SMB-focused financial products with strong understanding of the credit lifecycle.
• Prior experience establishing or scaling an internal audit function.
• Experience auditing teams spread across multiple countries while operating under a U.S.-centric regulatory and compliance framework.
• Deep familiarity with COSO, IIA standards, and risk-based audit methodologies.
• Strategic and analytical with strong business judgment with a track-record of demonstrating Independence and objectivity while maintaining strong partnership with business leaders.
• Strong operational understanding, especially in high-volume U.S. financing environments.
• Cross-border leadership capability, managing workflows across U.S., Canada, and Dominican Republic teams.
• High integrity, confidentiality, and ethical standards.
• Ability to communicate complex issues clearly to executives, regulators, and the audit committee.
• Experience using data analytics and testing automation (SQL, Python, Power BI).
• Self-motivated with strong work ethic, proactivity, desire to learn, and the ability to produce high-quality outputs.
• Excellent communication, attention to detail, and organizational capabilities.
• Bachelor’s degree in Accounting, Finance, Business, or related field.
• CPA, CIA, CISA, CRCM, or related certifications.

Tech Stack

• Cyber Security
• Python
• SQL

Benefits

• medical
• dental
• vision
• commuter benefits
• flexible time-off policy
• paid parental leave
• 401k match for US employees
• wellness reimbursement
• volunteering days
• annual professional development budget
• charitable donation match