Lead fintech partner technical scoping, including discovery sessions, funds-flow design, sandbox setup, UAT, and go-live coordination.
Help maintain partner-facing APIs, authentication, and webhook flows, ensuring clear documentation (OpenAPI/Swagger, Postman collections) for developer usability.
Translate partner business requirements into detailed solution designs and PRDs, working with Coastal Product and Compliance to align with contractual obligations.
Coordinate with processors, networks, and third-party vendors on certifications, file specs, and program modifications.
Define and validate funds flows, settlements, GL postings, and reconciliations, enabling accurate financial reporting and operational efficiency.
Collaborate with engineering on schema design, data mapping, and ETL pipelines to support reporting, reconciliation, and analytics.
Support due diligence and technical risk reviews during the fintech partner evaluation process.
Represent Coastal at partner meetings, articulating technical and compliance capabilities in clear terms.
Provide technical consultation on new BaaS product features, shaping the roadmap based on partner demand and market trends.

Strong knowledge of API design and integration (REST, webhooks, authentication methods like OAuth2/JWT).
Familiarity with payment systems and banking rails such as ACH, wires, RTP, FedNow, and card issuing/processing.
Solid understanding of regulatory and compliance requirements (KYC/AML, BSA/OFAC, PCI-DSS, data security).
Experience with cloud infrastructure and DevOps practices (AWS/Azure/GCP, CI/CD pipelines, monitoring, logging).
Excellent communication skills to translate technical concepts for non-technical stakeholders and fintech partners.
Bachelor’s degree in Computer Science, Engineering, Information Systems, or related field (or equivalent practical experience).
5+ years of technical experience in fintech, payments, banking technology, or SaaS/API integration.
Prior experience at a sponsor bank, card issuer, processor, or BaaS provider strongly preferred.
Proven track record in partner/enterprise technical integration projects, including discovery, UAT, and go-live.
Hands-on experience with SQL, data mapping, and financial reconciliation workflows is a plus.

Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle.
Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions.
Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs.
Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly.
Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents.
Long-Term /Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury.
Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most.
401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future.
Paid Time Off: Generous vacation and sick leave policies to support your time away from work.
Holidays: Enjoy 11 paid holidays throughout the year.

Solutions Engineer

Key skills