Develop and implement state product actions such as rates, rules, underwriting and other product changes or launches in response to state results and monitoring, and/or competitor actions for one or more assigned states.
Conduct state analysis, which could include competitor actions, claim trends, state underwriting results or interrelationships with pricing actions, for the design, development, and assessment of non-rate product changes, underwriting changes, system changes, and distribution channel management actions in support of achieving state financial objectives.
Develop recommendations, create, and conduct formal presentations.
Support required system implementation of state changes including communication, documentation, input to test plans and validation.
Develop communication and training materials as required to support product changes, non-rate product changes and state specific product positioning.
May assist with delivery of training.
Provide strong support and consultation to PI business units for state specific issues.
Adhere to established workflow processes, controls, and best practices.
Ensure state products and business processes are in compliance with state laws and regulations.
Collaborate with compliance and legal experts to develop timely and accurate responses to Department of Insurance (DOI) filing inquiries, surveys, data calls, etc.

Three years of experience in underwriting, product development, claims or state product support experience, preferably in personal insurance product lines.
Completion of or matriculation in CPCU, IIA, ARM, CIC or other recognized insurance designations.
Strong knowledge and understanding of Personal Insurance products, underwriting, systems, coverage, distribution channels, compliance, regulatory environment, and insurance financials.
Knowledge of data query tools with the ability to collect data from data marts.
Excellent written and verbal communication skills.
Strong organizational and time management skills with the ability to handle shifting priorities.
Strong critical thinking and analysis skills to comprehend and communicate intent of state product strategies, underwriting strategies, and interrelationships with pricing and coverage.
Bachelor's Degree or equivalent combination of education and experience.
Two years of relevant experience with understanding and knowledge of insurance products.

Health Insurance : Employees and their eligible family members – including spouses, domestic partners, and children – are eligible for coverage from the first day of employment.
Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.

Senior Analyst, State Product Services – Personal Insurance

Key skills