Secondary Marketing Analyst, Distributed Retail

Role Overview

• The Secondary Market Analyst plays a critical role within the Capital Markets and FP&A teams by supporting pricing strategy, financial analysis, and lock desk operations.
• This position is responsible for optimizing secondary marketing processes, enhancing capital market revenue transparency, and supporting internal stakeholders with actionable insights related to loan pricing, gain/loss reporting, and investor execution strategies.
• Maintain and update critical pricing and risk management tools, including the Early Payoff (EPO) Matrix, Recast Matrix, and Lock Extension Matrix.
• Develop and refine Standard Operating Procedures (SOPs) for relocks and lock extension policies.
• Compile and analyze Capital Market revenue data, including hedge gain/loss, purchase advice, warehouse interest, investor fees, and other related revenue/expense items.
• Support accurate and timely reporting of capital markets financials and provide insights to executive leadership.
• Serve as a liaison to the Lock Desk, ensuring alignment between pricing, policy, and execution strategies.
• Provide backup support on concession approval processes, including escalation reviews and exception tracking.
• Partner with the Branch Operations and Sales teams to support pricing-related questions and provide clear explanations of pricing strategy and outcomes.
• Assist in inventory breakdown and analysis of locked pipelines to inform pricing decisions and identify trends.
• Contribute to the enhancement and documentation of virtual team processes, improving scalability and efficiency.
• Participate in regular reviews with branch leadership to support financial transparency and forecasting.
• Perform ad hoc and recurring financial analyses to support the FP&A team, including margin performance, revenue projections, and cost-benefit evaluations.

Requirements

• Bachelor's degree in finance, accounting, or a related field.
• Proven experience as a financial analyst or in a similar role, preferably in the mortgage industry.
• Strong understanding of financial reporting principles, GAAP, and regulatory compliance.
• Proficiency in financial modeling and data analysis using tools such as Excel.
• Excellent analytical and problem-solving skills.
• Detail-oriented with a focus on accuracy.

Benefits

• Experience our comprehensive office perks, including daily meals and transport facility for commuting to and from the office, available for all employees coming to the office.
• Our comprehensive medical plan is available for you, your spouse and dependents. Employees are covered under Mediclaim, Group Term life insurance and Accidental insurance.
• Experience flexibility with our night shift allowance, work from home allowance and transportation allowance, where applicable. We prioritize your convenience.