Collaborating with clients & front-line Account Managers to develop & execute restructuring or recovery strategies
Arranging & attending meetings with clients & Account Managers, formal correspondence, & ongoing progress reviews
Where agreement isn’t achievable, working with Senior Relationship Manager to determine the best strategy to take forward
Liaising with key decision‑making bodies across the Bank
Reviewing client documentation & other correspondence required under the Bank’s legislative obligations
Assessing & providing feedback on client requests
Managing all stages of restructuring & recovery, including Farm Debt Mediation, asset sales, & debt reduction programs
seeking Senior Relationship Manager support where required
Working closely with internal & external lawyers, providing instructions to implement restructuring actions such as security releases or asset disposals
Engaging with insolvency professionals, including receivers & accountants
Analyzing financial & other client‑provided information
Preparing internal reporting, including management committee reports, Credit Committee papers, APRA returns, audit materials & provisioning recommendations
Preparing reviews & applications alongside Country Banking transaction teams; providing credit decisions where appropriate under delegation
Liaising with stakeholders across the Risk Division & broader Bank to provide timely updates on the management of problem loans

3 years + experience gained in a financial institution or reputable insolvency practice
Experience in problem management & insolvency procedures within a complex environment
Knowledge of insolvency procedures (particularly recovery proceedings) & problem loan management
Understanding of legislative obligations & industry codes (e.g. FDMA, BCOP) as well as key TCF concepts in workout situations including (but not limited to) hardship & vulnerability
Exposure to lending in Rural/Agricultural or Middle Market sectors
The ability to influence & communicate effectively with internal & external stakeholders
Excellent written, verbal & interpersonal communication skills
Strong negotiation skills
The ability to manage difficult situations with professionalism, sensitivity & tact

Rabo@Anywhere is our hybrid way of working at Rabobank & for Australia, that means we have a blend of time working between the office & home
Wellbeing leave. These 2 extra leave days support greater work/life balance & is just another way we are helping our employees to lead happier, healthier, & more fulfilling lives
Education Assistance Program. Rabobank values the development of its people & has a great Education Assistance Program to assist with professional development
Parental Leave that supports you & your family while giving you the freedom & flexibility to enjoy this special time (up-to 14 weeks paid leave)
Bonus and Additional Leave. We realise sometimes 4 weeks Annual Leave isn't enough! At Rabobank we provide an incentive for eligible employees to receive 1 extra week Annual Leave & an option to purchase another 2 weeks Annual Leave
Extra Insurance. Rabobank recognises that employees need to protect their financial wellbeing, in the event of serious illness, injury, or even death. Rabobank provides eligible permanent employees with employer-funded Death, TPD & Income Protection Insurance
Rabo Workplace Giving program. As part of Rabobank's global Corporate Social Responsibility, Workplace Giving aims to encourage employees to contribute to our community. Rabo Workplace Giving program matches employee donations to selected Social Partners

Relationship Manager, Financial Restructuring – Recovery

Key skills