Identifies, develops and maintains a quality network of community-based organizations, Realtors, and local state/government agencies
Takes residential mortgage loan applications and communicates underwriting decisions
Researches organizations and agencies within assigned geographic area focused on providing services to low and moderate income persons
Establishes relationships with nonprofit organizations, realtors, state and local housing offices, and community-based affordable housing organizations
Sells and originates residential mortgage loans according to established policies, procedures and applicable legal and regulatory guidelines
Maintains current information on trends and developments in the local real estate market

Bachelor’s degree or progressive work experience in addition to experience below
3+ years related experience required
Self-directed, ability to plan own activities to achieve sales goals
Excellent time management skills
PC skills, including knowledge of mortgage origination and automated underwriting systems
Employee must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
Established network of community-based organizations, municipalities and agencies relevant to affordable housing and first time home buyer education
Demonstrated sales ability
In-depth knowledge of mortgage industry, products, lending practices and regulatory guidelines
Minimum target annual loan originations of 48 LMI/multicultural units

Mortgage Loan Officer

Key skills