Manages credit risk of a portfolio of ABL relationships (includes regular evaluation of risk rating, covenant compliance, borrowing base trends, reporting requirements, etc.)
Develops and maintains relationship with assigned ABL clients including regular meetings and calls
Maintains up-to-date assessment of relationships as well as current credit and legal files
Coordinate with internal partners on line (e.g. market RM, Treasury) and Credit sides
Analyzes client operating performance and financial condition, proactively identifies issues and opportunities, and recommends risk mitigation (includes managing problem credits when applicable)
Responsible for monitoring and managing credit quality and data integrity
Ability to collaborate effectively with all deal stakeholders including clients, market RM, and Credit teams to address client needs and evolving business conditions

Bachelor’s degree (preference for business-related or STEM)
Minimum 5 years of experience in ABL, underwriting, field examination, credit officer, and/or loan officer role
Require extensive knowledge of credit policy, banking regulations, and loan documentation issues
Ability to read and interpret financial and legal documents
Strong verbal and written communication and interpersonal skills
Analytical and independent problem solving skills
Must possess knowledge of various loan structures and have the ability to apply this knowledge in the formulation of sound credit recommendations
Strong organizational and time management skills with ability to effectively set priorities in a performance-driven environment
Fully understand and work effectively within the credit culture of the company; ability to promote credit culture within the team
Solid ability to identify strengths and weaknesses of individual requests and make recommendations to address and mitigate perceived risks.

We welcome candidates based within SC, NC, GA, FL, TN, or AL.
This role includes roughly 25% travel, with flexibility for additional travel depending on business needs.
Candidates who are able to work from one of our locations are preferred; however, we are open to highly qualified individuals regardless of proximity.

Asset Based Lending Account Manager

Key skills