Credit Risk Analyst

This position will be responsible for functions associated with the reporting and data analytics requirements within Credit Administration (LOB) with an emphasis on Credit Risk Reporting and Analytics. The key responsibilities will include gathering relevant information to produce routine and ad hoc credit risk reports for the Chief Credit Officer, Credit Risk Committee and senior management and regulatory agencies. Additionally, this position will work with Enterprise Data and Reporting team on common standards, delivery formats, and metadata coordination and tools.

Primary Duties:

• Be the point person for all reporting and analytics within the LOB.
• Represent the LOB reporting and analytic needs in the areas of data transformation, integration needed, access requirements, quality checks and historical requirements.
• Collect internal data, validate inputs, and prepare reports for presentation in a timely manner to management.
• Work within the LOB to maintain integrity of Operational (resident in LOB applications) and Reference Data leveraging the enterprise-designated templates.
• Maintain a high level of competency on core applications within the LOB, as well as reporting tools including Cognos.
• Develop the necessary reports and processes for maintaining data quality and integrity.
• Act as liaison on special projects to advance the Bank’s infrastructure, management information systems, policies, procedures, and processes.
• Know by name and face as many customers and employees as possible, calling them by name as often as possible.
• Know and practice LOCBUTN, our Golden Rules, and Bell Bank Customer Service Standards.
• Know, understand, and live the company values and bottom line.
• Conduct activities consistent with established Bell Bank policies, procedures and systems, the Bell Bank Employee Conduct policies, the Bank Secrecy Act and all applicable state and federal laws and regulations.
• All employees are responsible for information security, including compliance with policies and standards which protect sensitive information.
• Prompt and reliable attendance.
• Perform other duties as assigned.

Job Skills Required:

• B.A. or B.S. related to Business or Data Analytics preferred and/or equivalent experience.
• Minimum 3 years of banking industry experience, preferably in a data analytic or credit reporting role.
• Ability to compile and evaluate complex data gathered from multiple sources, reconcile differences, identify key data and ensure a consistent, accurate, useful approach.
• Experience in financial analysis (preferred).
• Proficiency with Microsoft Office applications, Data Management and Reporting / Analytics toolset (e.g., Cognos) preferred.
• Ability to thrive in a fast-paced work environment.
• Excellent communication skills both written and verbal, with strong interpersonal skills.
• Ability to balance best practice methodologies and complex business requirements.
• Detail oriented with outstanding analytical skills.
• Ability to work with minimal supervision.
• High aptitude and interest in working with the business users to analyze processes and derive business requirements