Insurance Product Manager

Kin makes life simpler, more affordable, and better for homeowners through data, technology, and thoughtful human support. The Insurance Product Manager will design and launch insurance products, coverages, pricing models, and enhancements across new and existing states while driving state expansion. The role will also apply AI and machine learning to pricing and risk workflows and collaborate with actuarial, product, and compliance teams.

Responsibilities:

• Design and develop new insurance products, rules, coverages, and enhancements that improve competitiveness and customer value
• Lead state expansion efforts by building and launching pricing models for new states, and optimizing existing state models for performance
• Own the research and proposal of new products, rules, coverages, and enhancements
• Own the end-to-end rollout process, from initial pricing analysis through launch and post-launch monitoring
• Leverage AI and machine learning tools to enhance pricing accuracy, uncover emerging risk patterns, and accelerate analytical workflows
• Partner cross-functionally with actuarial, product, and compliance teams to ensure new features are technically sound and regulator-ready
• Build and maintain dashboards and KPIs that track the performance of newly launched products and pricing features
• Translate market and competitive research into concrete product recommendations and pricing adjustments
• Identify opportunities for pricing innovation ahead of state expansion, ensuring readiness for regulatory review and market entry

Requirements:

• 5+ years of insurance product development experience
• Demonstrated experience building or launching new insurance products, features, or rating enhancements
• Experience supporting state expansion efforts, including new-state pricing model development and regulatory readiness
• Hands-on experience applying AI and machine learning tools to pricing, underwriting, or risk workflows, with measurable results
• Strong understanding of regulatory modeling and compliance requirements across multiple states
• Ability to translate market research and competitive analysis into concrete pricing and product recommendations
• Comfortable partnering cross-functionally with actuarial, product, and compliance teams without formal authority over those teams
• For all other positions, these roles can sit in any of the following 41 states: AL, AR, AZ, CA (exempt only), CO, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MA, ME, MD, MI, MN, MO, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WA, and WI. Please only apply if you are able to live and work full-time in one of the states listed above
• Homeowners insurance experience preferred but not necessary